When you’re in the market for a comprehensive home insurance policy, you have plenty of options. You could call up the 1-800 number from the Super Bowl Halftime commercial that made you laugh, lookup a captive insurance agent, or work with a local independent agent here in the greater Fishers area. While it may seem like anyone of these options will end with a similar result, you’re likely to experience very different outcomes in each situation. If you’re looking for the best home insurance policy to fit your needs while maximizing your savings, choosing an independent agent is typically the right way to go.
What is the Best Home Insurance Agency for Me?
Hiring an independent agent to help you find the best home insurance policy is a smart move. This is especially true when you’re already juggling a million other tasks as you prepare to close on a new home. Independent agents are different from other insurance companies because they represent a wide variety of different providers. So, instead of getting one quote here and another quote there, you can give them your information and compare multiple quotes all in one stop.
Independent agents aren’t beholden to work with one insurance company either. In fact, they represent anywhere from 3 to 8 different insurance companies on average. If you’re looking for honest advice and recommendations, it’s best to go with an agency that has your best interests in mind—instead of working for the insurance companies. And what type of coverage do you really need? Is it okay to just choose the minimum requirements set out by your lender? Or can you afford to invest in a more comprehensive policy? With so much knowledge of the coverage options available to you, it’s easy for an independent agent to make solid recommendations that will protect your assets.
An Advisor You Can Count On
Your insurance agent should be doing much more than simply finding competitive prices for you. They should work with you one-on-one to tailor a policy that meets all your needs. If you have any gaps in coverage, live in a high-risk location, or operate a business from your home, you may not qualify for home insurance coverage with every national provider. But there’s no need to worry when you enlist the help of an independent agent. They’ll never waste your time by providing quotes from companies where you don’t actually qualify for coverage.
Independent Agents are Local
Who understands the needs of the average Fishers home buyer better than your neighbor? Independent agents are not only your neighbors but active in the community. They know first-hand about the challenges and benefits of owning a home in the part of Indiana and can make recommendations accordingly. And any time that you need an explanation of your coverage or could use help filing a claim, you can interact with a live person who knows your policy. When you have an independent agent by your side, you’ve got a consultant for life.
Contact Luxor Insurance Group Today
Is it time to review your homeowner’s insurance policy? Our friendly local agents are here to help! Give us a call at (317) 774-7740 or contact us today for more information on the many benefits of investing in comprehensive insurance coverage and be sure to request a quote.